Generic AI can explain a Roth. Magpie Super Financial Intelligence knows yours.
Magpie already has your accounts, your plan, and your constraints.
From sign-up to smarter decisions in minutes.
No advisors. No guesswork. Just a clear path to financial confidence.
Connect Your Accounts
Securely link your banks, brokerages, retirement accounts, and more. See every asset and liability in one place for the first time.
⏱ Takes 3 minutesKnow Where You Stand
Get your Financial Wellness Score, debt health analysis, and a complete picture of your net worth — automatically calculated and updated in real time.
Instant insightsPlan Your Financial Future
Use Lifetime Wealth Planning to map every milestone — retirement, home purchases, education — and see how each decision shapes your long-term trajectory. Magpie AI delivers personalized insights along the way.
Lifetime Wealth PlanningOptimize & Take Action
Portfolio Optimization simulates changes before you commit and finds trades that align with your goals, market conditions, and tax constraints — you decide.
Portfolio OptimizationYour financial situation is unique. Your system should be too.
Everyone else is selling one-size-fits-all solutions. WealthFluent takes the opposite approach.
Transform every aspect of your financial life into a personalized decision-making engine. Get clear, actionable financial insights to tackle life’s toughest questions. Be the you you want to be. Not the “asset under management” they want you to be.
Big life decisions made simple.
Every big dream comes with tough financial decisions.
Break lifetime financial goals into milestones, and create a roadmap tailored to your dreams, current market conditions and desired risk vs. expected returns.
Make confident financial decisions at every stage of life and determine how to best balance today’s choices with tomorrow’s aspirations.
Meet Magpie: Advanced AI
Magpie leverages cutting-edge Agentic AI to deliver instant, data-driven insights tailored to your unique financial profile. Seamlessly integrated into WealthFluent, it helps you navigate complex decisions with confidence.
Unlike generic AI like ChatGPT, Magpie isn’t limited to general financial knowledge. Developed and trained by WealthFluent’s Finance Experts and content, Magpie has specific knowledge of your portfolio and goals, empowering you to make truly informed, data-driven financial decisions.
Platform Navigation: Effortless guidance to the right tools and features in WealthFluent for your goals.
Personalized Financial Analysis: Instant breakdowns of your asset and liability allocation, portfolio performance, and overall financial health—drawn directly from your data.
Educational Support: Simple, relevant explanations of financial concepts and strategies to build your knowledge.
Understand your options. Decide with confidence.
Say goodbye to generic risk buckets. Say hello to personalized portfolio decision-making combining your goals, preferences, and current market conditions.
Simulate portfolio modifications before making trades. Optimize, then review each rebalance trade. See how to align your investments with your changing market conditions, preferences, life circumstances, and time horizon.
Unlock actionable, personalized portfolio strategies that ensure your resources work for your dreams, not someone’s management fee.
Financial clarity through changing market conditions.
Is your portfolio ready for the unknown? Find out.
Pair your lifetime goals and financial situation with current market conditions, so you have the insights you need to make informed, data-driven financial decisions no matter what the world throws your way.
Analyze markets. Gain insights. Enhance your decision-making.
Make personalized financial decisions based on current expected returns, risk factors, and real-time insights into all market trends.
Alongside real-time market data, gain actionable insights that you can use to adjust your portfolio, seize opportunities, or mitigate risks before they impact your overall strategy.
NEW · DIVIDEND & INVESTMENT INCOME CALENDAR
Know what your investments will pay you, month by month.
The income calendar on your Home page projects the next 12 months of dividends, fund distributions, bond and CD coupons and cash interest. See it by month, account or holding, with ex-dividend and pay dates.
Spot the big months and the thin ones, check what your accounts actually paid over the last year, and get a monthly summary by email if you want one. Included with Essentials and above.
Free 14-day trial. Cancel anytime. Example account shown. Projections repeat each holding’s latest regular payment and are estimates, not promises.
Expert financial knowledge tailored to your needs.
Financial decisions should be grounded in clarity and expertise. Distill complex financial concepts into clear, actionable insights, and build personalized strategies around tax efficiency, asset allocation, planning, and more.
The insights are very detailed and surpass any other software we use for planning.
— Ken L.
I really like the concept of being able to see my accounts in one place and what Magpie does.
— John
“WealthFluent is the platform I’ve been looking for as a serious DIY investor.”
“I came to WealthFluent wanting real control over my portfolio — not another app that oversimplifies. What I didn’t expect was how genuinely the team listens. When I ran into early issues and shared detailed feedback, they didn’t just acknowledge it — they got on a call, took notes, and shipped a fix. The next version was markedly smoother. That kind of responsiveness is rare.
What excites me most is the depth of the philosophy behind the software. WealthFluent is building something serious — a high-value platform for investors who want to manage their wealth intelligently, not just track it. I’m looking forward to what’s ahead.”
— Chin S., Retired Aerospace Engineer
“Say goodbye to spreadsheets! WealthFluent’s unique product combines electronic access to fundamental security data with all your assets and liabilities and a set of tools for managing customized portfolios.”
— Frank J. Fabozzi , PhD
Editor, The Journal of Portfolio Management,
Journal of Financial Data Science
Calculate your retirement age and expected wealth.
In just 3 minutes, see when you can retire, how your wealth changes over the years, upside potential and downside risk, totally free.