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Monthly
Annual
Save 60%
Essentials
Complete financial planning tools for your lifetime goals
$15$15
per month
Save $108/year
- All Intro features
- 14-Day Trial
- Magpie AI Assistant
- Financial Wellness Score
- Debt Health Score
- Behavioral Discipline Score
- Goals & Transaction Insights
- Lifetime Planning System
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MOST POPULAR
Premium
Advanced portfolio tools with AI-powered decision support
$
- All Essentials features
- 14-Day Trial
- Magpie AI Companion
- Portfolio Optimization Engine
- AI Portfolio Optimizer
- Market & Risk Analysis
- Security Betas & Portfolio Duration
- Performance Summary Emails
- Wealth Plan Report with Income Statement
- Spouse/Partner Login
- Collaboration Tools
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Lifetime
One-time payment for unlimited lifetime access
$1200
one-time payment
60-Day Money-Back Guarantee
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- All Premium features
- Lifetime access
- All future AI features
- Priority support
- All updates included
- No recurring payments
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How WealthFluent Compares
See why self-directed investors choose WealthFluent
| Feature | WealthFluent | Empower | Boldin | Schwab | Fidelity | Vanguard |
|---|---|---|---|---|---|---|
| Complete Net Worth Tracking | ✓ | ✓ | Partial | ✗ | Partial | ✗ |
| Lifetime Financial Planning | ✓ | Partial | ✓ | Partial | Partial | Partial |
| AI Financial Companion | ✓ | ✗ | Partial | ✗ | ✗ | ✗ |
| Portfolio Optimization Engine | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Financial Wellness Score | ✓ | ✗ | ✓ | ✗ | ✗ | ✗ |
| Debt Health Analysis | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Real-Time Market Analysis | ✓ | Partial | ✗ | ✓ | ✓ | Partial |
| Transaction Smart Insights | ✓ | Partial | ✗ | ✗ | ✗ | ✗ |
| No Advisory Fees | ✓ | ✗ | ✓ | ✗ | ✗ | ✗ |
| Annual Cost | From $72/yr | 0.89% AUM | $144/yr | 0.40% AUM | 0.35% AUM | 0.30% AUM |
| Cost on $500K Portfolio | $72–$144 | $4,450 | $144 | $2,000 | $1,750 | $1,500 |
Calculate Your Savings
See how much you could save compared to traditional financial advisors
Enter your net worth and traditional advisor fee percentage to see how much you could save by managing your wealth yourself with WealthFluent Premium. Note: WealthFluent Premium stays at a fixed $144/year, even as your wealth grows—unlike traditional advisors whose fees increase with your assets.
What Our Users Say
Real results from real people
“Portfolio Revision helped me simulate the effects of buying a new home on my entire portfolio. It was awesome to fully understand this big life event!”
“WealthFluent helps give me the confidence I need to manage my own investments with up to date access to my entire wealth portfolio and financial information!”
“Say goodbye to spreadsheets! WealthFluent’s unique product combines electronic access to fundamental security data with all your assets and liabilities and a set of tools for managing customized portfolios.”
“WealthFluent is the platform I’ve been looking for as a serious DIY investor.”
“I came to WealthFluent wanting real control over my portfolio — not another app that oversimplifies. What I didn’t expect was how genuinely the team listens. When I ran into early issues and shared detailed feedback, they didn’t just acknowledge it — they got on a call, took notes, and shipped a fix. The next version was markedly smoother. That kind of responsiveness is rare.
What excites me most is the depth of the philosophy behind the software. WealthFluent is building something serious — a high-value platform for investors who want to manage their wealth intelligently, not just track it. I’m looking forward to what’s ahead.”
“I came to WealthFluent wanting real control over my portfolio — not another app that oversimplifies. What I didn’t expect was how genuinely the team listens. When I ran into early issues and shared detailed feedback, they didn’t just acknowledge it — they got on a call, took notes, and shipped a fix. The next version was markedly smoother. That kind of responsiveness is rare.
What excites me most is the depth of the philosophy behind the software. WealthFluent is building something serious — a high-value platform for investors who want to manage their wealth intelligently, not just track it. I’m looking forward to what’s ahead.”